Due to the hot weather and the COVID-19, as the economic sentiment of ordinary people is getting worse and the wage increase rate is far lower than the inflation rate, they end up using bank loans, and the proportion of national household loans is exceeding the highest every month.
In order to reach the limit that 휴대폰정보이용료 ordinary people can no longer use the banking sector in a difficult situation, the use of credit card cash, mobile phone micropayments, and Google information fees, which can easily get even small amounts face-to-face, are rapidly increasing.
Cashing in micropayment of mobile phones is a payment method that allows users to be charged for telecommunication fees next month after verifying their mobile phones themselves when purchasing goods through e-commerce. Since the cost of micro-payment cash on mobile phones will be added to the telecommunication bill next month when the payment is made, it is a similar structure to a credit card in that transactions can be made without cash right now. However, it is more accessible than credit cards in that it can be used without a separate credit rating.
Mobile phone micropayments and credit card cashization services have the advantage of being easy to use, but there are also a growing number of cases of damage by illegal companies that abuse the situation, according to a company official.
As e-commerce becomes more active among young people, more and more people are using the cash for micropayment of mobile phones for Internet shopping, movies and appreciation, gifticon purchases and delivery orders. According to a survey on the use of mobile financial services, the rate of cash payment for mobile phones in their 20s and the use of simple payments reached 60%. However, laws and regulations to prevent side effects of mobile micropayments are still insufficient.
Users need to pay special attention to this as some illegal companies secure their personal information and use it for financial fraud, delay cash payments for various reasons, or suddenly charge higher fees
In addition, as it can be used as much as needed within the set limit, more and more consumers are purchasing mobile gift certificates and game items using small payments on mobile phones and changing them to cash through companies.
However, the service is convenient, so if you fail to pay the fee on a fixed date after using it, it will start to be delayed and you may be disadvantaged by it. The amount of micropayment on mobile phones will be charged at once for the next month's fee, which could result in overdue fees if they fail to pay.
Therefore, it is better to thoroughly plan consumption from the beginning and lower the limit to suit your economic situation. The limit determined by the mobile carrier is 1 million won, but it is good to use it whenever necessary if it is set to a level that can be paid at once next month. On the other hand, after using the service, it is recommended to carefully check credit card payment details and mobile phone cash details through the payment company's website and application. After that, you should check the payment details regularly, and if there is a payment record that you cannot remember, you should proceed with the confirmation process for the case and the payment cancellation process.